Our Financial Planning Process

Financial planning is the process of meeting your life goals through proper financial management. Such goals may include buying a home, saving for a child's education, or planning for financial independence and retirement.

The first step in the Financial Planning process is gathering relevant information to assess your current financial situation. We next discuss and identify your life goals. With this information we are then able to develop a blueprint, based on your current situation and future plans, to help you meet your financial goals. This may address such issues as cash flow, tax planning, risk management, investment strategy and asset protection. It may also include planning for financial independence, retirement and the client's estate.

The Financial Planning process consists of a series of steps designed to help you take a "big picture" look at where you are financially. Using these steps, we profile your current financial situation, establish what you may need in the future and address what you must do to reach your goals. The six steps of the Financial Planning Process are:

Step 1: Establishing and defining the client-planner relationship.

Step 2: Gathering client data, including goals.

Step 3: Analyzing and evaluating your financial status.

Step 4: Developing and presenting planning recommendations and/or alternatives.

Step 5: Implementing the financial planning recommendations.

Step 6: Monitoring the financial planning recommendations.

College Planning Advice    

Solutions to college funding challenges.

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Social Security Planning Advice

Guidance on collecting Social Security benefits.

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Advice for Retirees      

Maximize the likelihood that your assets last long.

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Advice for Wealth Creation

Achieve financial security and independence.

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